PRODUCTS & SERVICES
Non-life insurance encompasses a range of policies like car, travel, business and home insurance, providing financial protection against specific risks. Specialized types such as marine, engineering, and casualty insurance cater to industry-specific risks, offering tailored coverage for sectors like transportation, construction, and liability management.
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Fire insurance protects against financial losses resulting from fire damage to personal or business property, offering compensation for repair or rebuilding costs. It is essential for homeowners and businesses to mitigate the risks associated with fire-related incidents by investing in fire insurance coverage. The risks associated with acts of nature can also be covered. This insurance provides peace of mind and financial security in the event of unforeseen fire accidents or even natural calamities.
Car insurance provides coverage for vehicles against various risks, including damage from accidents, theft, vandalism, and natural disasters. It typically includes liability coverage for bodily injury and property damage caused to others. Car insurance is a legal requirement in many places and offers financial protection for drivers and their vehicles. Losses due to acts of nature can be covered.
Travel insurance provides financial protection for travellers against unexpected events like trip cancellations, medical emergencies, and lost luggage, ensuring peace of mind during their journeys. With customizable options, it offers assistance and coverage tailored to individual needs, allowing travellers to explore with confidence.
Personal accident insurance provides coverage for policy-holders in the event of accidents resulting in bodily injury, disability, or death. It offers financial protection by paying out benefits for medical expenses, lost income, disability, and death benefits. This insurance is designed to provide support and assistance to individuals and their families.
Marine Insurance provides essential protection for businesses operating on the high seas. It shields your business from maritime liabilities, offering comprehensive coverage in the event of unforeseen incidents. This type of insurance compensates for losses associated with maritime ventures, within the specified limits of the contract. It includes coverage for voyages and periods when your property is exposed to maritime risks, ensuring your operations remain secure and uninterrupted. Inland marine coverage is also available.
Engineering Insurance safeguards your business against risks associated with construction, installation, and operation of engineering projects. It ensures that any unforeseen issues during these processes are covered, providing peace of mind and financial security. This insurance covers losses or damages to construction sites, machinery, and equipment, as well as third-party liabilities. Whether it's a minor project or a major infrastructure development, Engineering Insurance ensures that your projects are protected from start to finish.
General Liability Insurance offers broad protection for businesses against various claims of bodily injury, property damage, and personal or advertising injury. It is a fundamental coverage that helps safeguard your business from potential financial losses arising from accidents, injuries, or negligence. This type of insurance covers legal fees, medical expenses, and damages if your business is found liable. General Liability Insurance is essential for maintaining the financial stability and reputation of your business, ensuring that you are protected from a wide range of potential risks
Bonds & Surety, often referred to as surety bonds, provides a guarantee to project owners that a contractor will fulfill their obligations according to agreed terms. In the event of default by the contractor, the insurer (bonding company) compensates the project owner for financials losses incurred, ensuring completion of the project.
Professional Indemnity Insurance protects businesses and professionals against claims of negligence, errors, or omissions in the services they provide. It is crucial for professionals who offer advice or services, as it covers legal costs and damages that may arise from claims made by clients. insurance ensures that your business can withstand financial strain from potential lawsuits or claims of professional misconduct. Professional Indemnity Insurance is vital for maintaining trust and confidence in your professional services, ensuring you can operate without the fear of costly legal repercussions.
